Fiduciary Consultation
Clients
Hire a financial partner, not a sales professional.
It's already hard to trust financial advice online. Then you meet an advisor whose real goal is to sell you a life insurance policy and high-expense mutual funds. We believe you shouldn't need a million dollars, or endure a sales pitch, to get real financial advice.
Once you've decided to move forward, we'll request crucial documents such as your financial statements and the prior year's tax return. These documents are essential for a thorough financial analysis.
We'll start by asking questions (a lot of them) to understand your finances, concerns, and family objectives.
We'll collaborate to create the first draft of your financial plan.
We'll finalize your financial plan.
It's a lot to unpack, so it's ok if this takes two meetings.
We'll hone in on the highest impact elements of your financial plan. We won't act on everything at once, so we'll prepare written recommendations and next steps.
Once your financial plan is complete, you may choose to hire us long term to manage your investments.
Click to Get Started| Launch | Navigate | Ongoing | |
|---|---|---|---|
| Planning foundation | |||
| Cash flow & spending plan | ✓ | ✓ | ✓ |
| Debt strategy | ✓ | ✓ | ✓ |
| Insurance needs analysis | ✓ | ✓ | ✓ |
| Retirement planning | ✓ | ✓ | ✓ |
| Major purchase planning | ✓ | ✓ | ✓ |
| Employee benefits optimization | ✓ | ✓ | ✓ |
| Advanced planning | |||
| Income tax planning | – | ✓ | ✓ |
| Retirement tax planning | – | ✓ | ✓ |
| Scenario & Probability Analysis | – | ✓ | ✓ |
| Retirement income planning | – | ✓ | ✓ |
| Estate plan coordination | – | ✓ | ✓ |
| Ongoing access | |||
| Quarterly check-ins | – | – | ✓ |
| Business cash flow planning | – | – | ✓ |
| Business tax planning | – | – | ✓ |
| Learn More | Learn More | Learn More | |
Every client starts with a financial plan. Here's what it looks like to work with us long-term.
Every client starts here, always. You pay a one-time flat fee for a complete financial plan, whether you have investable assets or not.
You'll walk away with a finished plan and clear recommendations. From here, it's entirely your choice whether to continue working together.
If you'd like to work together long term, you move your assets over. Ongoing AUM fees then cover investment management and minor plan updates going forward.
Take the first step towards financial freedom. We'll get to know your goals, answer your specific questions, and determine whether our fee-only approach is the right fit for you. No cost, no obligation.
Don't like video calls? Email hello@voyage-wm.com and we can set up an office meeting or phone call.